Is your home worth the asking price?
By Chris
November 5, 2016
Is your home worth the asking price?   When purchasing your home with a mortgage, you lender will order an appraisal on the home or property.  This appraisal will determine how much the lender is willing to give you to buy that particular piece of property.  This is a vital step and one that often confuses both the buyer and the seller.  The appraiser is a state licensed professional that will come to your property and will determine any upgrades or deficiencies that a home may have and how it could impact the value.  They ...
Just say no to Air Fresheners!
By Chris
November 3, 2016
I once worked an open house where literally every outlet had an air freshener plugged in....Don't kill the deal before you even get an offer! The following is from Pillar to Post Home Inspections:In more than one instance, the home inspector as well as the potential buyer walked into the home where the owner had plugged in several air fresheners, both the home inspector and the potential buyer had to leave the home as both were immediately impacted by headaches and sinus flare up. In one situation, a home owner had plugged in (14) of the air fresheners around ...
How to Improve Your Credit Score
By Chris
November 6, 2016
Information About Your Credit   Your credit score is unique and individual as you; it is your history.  It reflects your payment pattern over time with an emphasis on recent history.  First you have to know where you stand.  The Federal Trade Commission protects consumers.  You are entitled to get your credit report for free once every 12 months from each of the three credit reporting companies.  You can order at which is the only authorized website according to the Federal Trade Commission.  You will need to provide your name, address, social ...
First Time Home Buyer
Yesterday I was talking to a young couple about purchasing a home in the next couple years.  We discussed a few things like if they knew what their credit ways like.  He said that he thinks it is 580 or so.  I told them that as a first time home buyer, there are many tools to get you into a new home.  However; they need to bring that credit score up.  First, you need to get your credit report so you know the good, the bad, and the ugly.  From there you will be able ...
Leaking roof?
By Chris
November 9, 2016
Imagine this.  You are walking into the house after a long day.  It has been raining off and on for a few days.  You come in, drop your keys on the kitchen counter and see stain on your ceiling or coming down the wall.  AHHHH!  There are a wide range of issues that this can lead to.  You must act quickly!  This is a major issue! Mold is the first one that comes to mind.  Mold can not only grow on the drywall that you see stained, but it can also be ...